Pending authorizations or transactions may differ from the final purchase amount because a merchant has placed a temporary hold or estimate before the final amount is known. These temporary holds, often for a pre-determined amount, are used to ensure funds are available, and the actual charge may vary once the transaction is finalized.
Parafin is a financial technology company, not a bank. Spend Cards are issued by Column N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc., and are powered by Marqeta. Approval is not guaranteed and is subject to checks. Terms and conditions apply.