Your spending limit is your credit limit minus your outstanding balance and any pending transactions you might have. If you want to increase the amount you have available to spend, you can pay down your outstanding balance.
Parafin is a financial technology company, not a bank. Spend Cards are issued by Column N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc., and are powered by Marqeta. Approval is not guaranteed and is subject to checks. Terms and conditions apply.